Come see this beautiful 3/2 Condo, ideally located in Gated Las Palmas Condominium community of Saint Augustine!! One floor living space, attached garage below in duplex building. No one above or below, only one neighbor next door. Like being in a house with all the advantages of condo living. These units are rarely available, this one has been well maintained and owner occupied for over a decade. Beautiful water views from every room. Replacement energy saving Pella windows, Water Softener and Reverse Osmosis water filter. Kitchen updated granite counters/stainless steel appliances and both bathrooms remodeled/updated with huge walk-in shower in master bath. LVP flooring. Freshly painted inside and out. All appliances convey, including refrigerator, washer, and dryer. A/C replaced 2017, Water Heater 2022, Windows 2017, Garage Door and Opener 2020 and the Roof was replaced around 2016/2017. Just bring your stuff and move in!! Lowest HOA fees in Saint Johns County cover building maintenance, insurance, landscaping, basic cable, and amenities (heated community pool and spa, fitness center, pickleball/tennis court, car care/wash center, dog park. Clubhouse with business center, game room/meeting space/kitchen, plus an Office Administrator to assist you). The clubhouse and pool area have some of the most spectacular views of the intracoastal available. Las Palmas is a hidden gem in the north area of Saint Augustine right next to shuttles that are available during downtown events. Walk, bike, or take the shuttle downtown easily. Walk to DOS Coffee and Wine shop, Crème De La Cocoa dessert shop, Schooners Seafood or even Winn Dixie, sidewalks in place all the way from Las Palmas to Downtown Historic District. Las Palmas on the Intracoastal is a non-CDD (Community Development District), and is a very well-managed, pet friendly gated community. Do not hesitate !!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,276 | $2,274 | $2,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.