Welcome to your charming Cape Cod retreat! This quaint yet spacious 2-bedroom (first floor bedroom), 1-bath home boasts over 1, 300 square feet of open-concept living space. Hardwood floors throughout the home, complemented by vaulted ceilings and exposed beams, creating an inviting atmosphere. Stay cozy year-round with the large pellet stove that efficiently heats the entire home. Enjoy peace of mind with recent updates including a 4-year young roof, hot water tank, siding, windows and a fully renovated kitchen featuring stainless steel appliances. The bathroom was remodeled just 2 months ago, offering modern comfort. Additional perks include a 200 amp electric panel and a 4-year young septic system. Situated on a private 1. 86-acre lot, this sunlit home beckons outdoor enthusiasts. Lounge on the spacious deck, store tools in the shed, or gather around the newly built fire pit! Benefit from Lincoln's 35% homestead tax exemption, reducing your property taxes if you're an owner-occupant. With easy access to 146 South, you're only a 7-minute drive from Lincoln Mall and 15 minutes from downtown Providence. Don't miss out on this exceptional opportunity. Call now to schedule a showing act fast, as this listing won't last long! (Subject to the seller successfully closing on their new home, currently under contract AND past inspections)!
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $2,021 | $2,592 |
Total Monthly Payment | $2,337 | $2,337 | $2,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.