4964 Portsmouth STREET, Tavares, FL, 32778 | $355,500

Welcome home to “Royal Harbor”, a beautiful custom, site-built Active 55+ community on the shores of "The Harris Chain of Lakes" and this much-loved 3 bed/2 bath Huntly model. This lot features beautiful native Florida plants, a large backyard ready for a pool, cabana, or outdoor kitchen. Both front and rear porches are screened to add to your living space. Enter this home to a large Great Room with volume ceilings and open to the Dining Room, Kitchen and charming Breakfast Nook complete with 4 large windows to let in plenty of natural light and catch glimpses of our gorgeous Florida sunsets. This bright Kitchen offers Corian counters, breakfast bar, electric cooktop (includes hook-up for gas range if you prefer), herb windows at counter level, as well as transom windows above the cabinetry/plant shelves. Laundry Room off the Kitchen includes Washer & Dryer, as you pass thru to large Garage with screen front, and fabulous 8x20 Workshop with access to the backyard. The Primary Bedroom is spacious and welcoming after a long day of retirement, and offers private access to the screened Lanai, 2 walk-in closets with additional shelving, and a lovely ensuite bath. Corian counters, vanity area, jetted tub, separate shower, separate commode room with linen closet all make this ensuite just what the Dr ordered. Guest Rooms 2 and 3 include large closets with additional shelving, and bright windows to let the sunshine stream in. The Guest Bath features a tub/shower combo, Corian counter, transom window and plenty of cabinets for storage. A convenient hall closet is nearby, so lots of storage included. Additional features in this home include: Irrigation meter, 2020 HVAC, 2023 Water Heater, 2023 Refrigerator, 2023 Washer & Dryer. “Royal Harbor” features clubhouse, waterfront dock/fishing pier, nature trails, lighthouse recreation center, RV & Boat storage, pickle ball, pool, hot tub and so very much more with clubs and activities regularly scheduled and enjoyed. Shopping, medical, restaurants, Mt Dora, Tavares Seaplane Park and all just minutes away. Call today for your private tour of this wonderful home and fabulous Active community!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Lobby Key Required, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 14
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,851
  • Acreage: 0.24
  • Est. Taxes: $2,174
  • HOA Fee: $205 Monthly
  • Lot Desc: City Lot, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: V4936949
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4936949/4964portsmouthstreet_tavares_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2024 3:48:29 AM)
Listing courtesy of ROUND TABLE REALTY INC.   Phone: 904-469-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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4964 Portsmouth STREET, Tavares, FL, 32778

$355,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $284,400 $284,400 $284,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $1,890 $2,439
Total Monthly Payment $2,172 $2,146 $2,695

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.