Experience quintessential country living at its finest! Relax on the screened-in porch, surrounded by the enchanting glow of fireflies and the soothing chorus of croaking frogs from the neighboring pond. Inside, this charming home offers the convenience of single-level living with three bedrooms and a versatile bonus room ideal for a den or office. Outside, the expansive yard beckons to those with a green thumb, with the amount of sun this yard gets you are sure to have a sprawling garden! An attached garage/barn provides abundant storage for all your gardening tools, vehicles, tractors, and toys you might have. Plus, a hardwired generator ensures your peace of mind, keeping your home powered through those winter storms. Chatham is an outdoor enthusiast's paradise, explore countless hiking trails, snowmobile routes, and tranquil swimming holes. Whether seeking a primary residence within the coveted Fryeburg Academy School District or a serene second home retreat, this property offers peace, quiet, and comfort!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $1,895 | $2,467 |
Total Monthly Payment | $2,354 | $2,277 | $2,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.