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Discover this charming 3-bedroom New Englander located in the desirable Hanover Hill area, offering convenient access to commuting routes and shopping. This home boasts 3 bedrooms and 2 baths, lovingly updated and maintained. Relax on the expansive wrap-around farmer’s porch with ample seating, or step into the welcoming foyer. The first floor features a spacious kitchen, a dining room with French doors, a family room, a living room, and a half bath with custom cabinetry. Upstairs, the second floor offers 3 bedrooms and a luxurious bathroom featuring a walk-in shower, a vanity with a quartz countertop, and tile flooring. An additional room, currently used as a primary closet, can easily be converted into a home office. The home retains its original woodwork and includes a half-finished attic on the third floor, providing flexible space for your needs. The private back porch add to the home's appeal. Enjoy the convenience of driveway parking and a 1-stall detached garage. Buyer MUST be willing to grant Seller time to find suitable housing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,317 | $2,317 | $2,972 |
Total Monthly Payment | $2,871 | $2,871 | $3,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.