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Welcome to 26 White Oaks Rd, Hyde Park, NY! This elegant 3-bedroom, 1. 5-bathroom colonial home perfectly blends historic charm and modern convenience. Nestled on a picturesque tree-lined street, this property offers a serene and private retreat while being conveniently located near local amenities, schools, and parks. As you walk in you'll notice the open to cathedral ceiling with picture window looking to front yard. Upstairs, you'll find four generously sized bedrooms, each with ample closet space and large windows that fill the rooms with natural light. The finished basement offers additional living space, perfect for a family room, gym, or game room with powder bathroom on this level ensures comfort and convenience. The laundry room and extra storage space add to the home's functionality. Step outside to backyard perfect for summer barbecues and outdoor entertaining. The property also includes an attached two-car garage and a long driveway for plenty of parking. Located in the desirable Hyde Park community, this home is just minutes away from shopping, dining, the historic Vanderbilt Mansion, and the scenic Hudson River. Schedule a showing today and experience the perfect blend of comfort, style, and convenience. Newer windows (2016), Roof (2016), central air (2016) and most of the updates are done within the past 8 years.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$428,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,110 | $343,110 | $343,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $648 | $648 | $648 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,283 | $2,280 | $2,942 |
Total Monthly Payment | $3,006 | $3,003 | $3,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.