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Charming 2-bedroom, 1-bath bungalow on a corner lot, in a non flood zone area of desirable Gulfport! This lovely home features a screened in front porch, a converted garage which would be perfect as a family room, den, or potential 3rd bedroom. This room leads in to your inside laundry. Have peace of mind knowing that the home has a NEW ROOF (2023), HVAC 2017. A tankless water heater to ensure endless hot water, an irrigation system with a deep well to keep your garden lush. The home features a pavered driveway and some new windows and is already plumbed for gas, making it easy to hook up. and the laundry room could be converted into a 2nd bathroom. Just a bike ride away from the vibrant Gulfport Arts District, marina, Gulfport Casino, senior center, library and more! This home offers the perfect blend of comfort and location. Don't miss out on this gem!
Solid home on a corner, in a non-flood zone, on a lovely street of well kept homes in fantastic Gulfport. Nicely landscaped, pavered driveway, screened enclosed front porch. The garage was converted into a nice Family Room, leading to the inside Laundry.
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $466 | $466 | $466 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,737 |
Total Monthly Payment | $2,692 | $2,663 | $3,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.