1255 PONCE ISLAND Drive, #F-776, Saint Augustine, FL, 32084 | $159,990

Waterfront living just minutes from the heart of historic downtown St. Augustine. Nestled along the beautiful shores adjacent the Tolomato River, Tennis Village at the Ponce offers breathtaking water views and direct access to paddling adventures. Charming second floor condo is bright, inviting, and spacious. The open-concept living area is perfect for entertaining or enjoying a quiet evening at home. Large windows fill the space with natural light, highlighting the vaulted ceiling. The loft bedroom is a peaceful retreat featuring a private ensuite. Wake up to the gentle sounds of a sea breeze over the river and enjoy morning coffee on your balcony, taking in the fresh ocean air. A second full bathroom adds convenience and flexibility, ideal for hosting guests or accommodating family visits. Relax by the sparkling pool, perfect for cooling off on hot summer days, or enjoy a friendly match on the tennis court. Condo grounds feature vast open green spaces, dotted with majestic oaks, perfect for picnics, reading, or simply soaking in the sunshine. For outdoor enthusiasts, the kayak launch offers an easy access to explore scenic waterways, observe local wildlife, and immerse in the surrounding natural beauty. Experience the best of both worlds - a peaceful waterfront retreat with easy access to all the cultural and historical attractions the city has to offer. Explore the cobblestone streets, visit the iconic Castillo de San Marcos, or enjoy dining at one of the many acclaimed restaurants. Shopping, entertainment, and vibrant nightlife are all within easy reach. Tennis Village at the Ponce is known for its friendly and welcoming community atmosphere. Whether you're looking to make new friends or simply enjoy the peace and quiet, this community offers a perfect balance of social interaction and privacy. The Homeowners Association (HOA) fees include cable, water, sewer, pest control, garbage, and lawn maintenance. These comprehensive services ensure that you can enjoy a hassle-free lifestyle, focusing on the joys of living in this beautiful setting without the worry of routine upkeep. With ideal proximity to local schools, employment and recreation opportunities, this condo is perfect for a variety of lifestyles. Its prime location, combined with its amenities, makes it an ideal choice for those seeking both relaxation and adventure. Tennis Village at the Ponce offers a truly unique living experience. Don't miss your chance to own a piece of paradise in one of Florida's most beloved communities. Schedule your private showing today and discover all this exceptional property has to offer. Your dream of waterfront living in St. Augustine awaits!

Features

  • Parking: Off Street, Unassigned
  • Heating: Central
  • Cooling: Central Air
  • Amenities: Cable TV, Laundry, Maintenance Grounds, Management - Full Time, Management - Off Site, Tennis Court(s), Trash, Water
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 2 full
  • Complex: Tennis Village At The Ponce
  • Year Built: 1987
  • Common Charge: $470 Monthly
  • Approx Sq. Feet: 604
  • Est. Taxes: $1,371
  • Water Front: Yes
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Electric Oven, Electric Water Heater, Refrigerator
  • MLS#: 2032251
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /prop/2032251/1255ponceislanddrive_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1255 PONCE ISLAND Drive, #F-776, Saint Augustine, FL, 32084

$159,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,992 $127,992 $127,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.508% 7.171% 6.392%
Monthly Tax Payment $114 $114 $114
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $873 $851 $1,089
Total Monthly Payment $1,062 $1,040 $1,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.