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Welcome to 154 Vanderbilt, nestled in the heart of Island Park, NY. This stunning residence offers a unique blend of style, comfort, and functionality. Step into a gorgeous kitchen that showcases beautiful cabinetry, granite countertops, a tiled floor and glass sliders out to an amazing deck. The living room and dining room are adorned with hardwood floors, offering a warm and inviting atmosphere, which continues to the second level bedrooms. Each of the three large bedrooms are equipped with custom closets, providing ample storage space. There is also a large full bathroom on this level with lovely cabinetry, granite tops and glass backsplash. On the third level is an extraordinary oversized Primary Suite, soaked in natural light with an ensuite bathroom providing an oasis of relaxation. The lower level offers an inviting fully tiled family room, half bath, laundry room and access to the attached garage as well as the backyard. This home features a unique dual staircase accessing the main kitchen and lower levels. The finished basement is a bonus, providing additional living space or potential for a variety of uses as well as tons of storage. The outdoor space is equally impressive, featuring a beautifully paved patio, fire pit, and awning, perfect for outdoor enjoyment in any season. The fenced yard adds an extra layer of privacy, while the custom shed offers additional storage. Centrally located and less than a quarter mile from Shell Creek Park. Island Park is a welcoming community with a host of local amenities. It's a place where everyone feels at home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,018 | $4,293 | $5,824 |
Total Monthly Payment | $4,895 | $5,170 | $6,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.