40 Silver Fern Dr, Saint Augustine, FL, 32086 | $324,900

Welcome to your charming 3-bedroom, 2-bathroom townhome nestled in the picturesque Orchard Park community of St. Augustine. With 1, 354 square feet of comfortable living space, this meticulously maintained residence offers a blend of modern convenience and classic appeal. Step inside to discover an inviting open layout highlighted by a spacious living area bathed in natural light. The well-appointed kitchen boasts sleek countertops, ample cabinetry, and stainless steel appliances, perfect for preparing meals and entertaining guests. Upstairs, you'll find three cozy bedrooms, including a serene master suite complete with a private bathroom and generous closet space. Each room offers versatility and comfort, ideal for relaxation after a long day. Outside, a private patio provides a peaceful retreat for morning coffee or evening gatherings, overlooking scenic views of pond. Located in the heart of St. Augustine, this townhome offers convenient proximity to shopping, dining, and entertainment options, ensuring a vibrant lifestyle for its residents. Whether you're a first-time homebuyer or looking to downsize, this property presents an exceptional opportunity to own a piece of St. Augustine's beauty. Don't miss out on making this townhome yours—schedule your showing today and experience the best of Orchard Park living! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 2614
  • Style: Townhouse
  • Year Built: 2023
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,345
  • Acreage: 0.06
  • Lot Size: 2614
  • Est. Taxes: $823
  • HOA Fee: $132
  • Elem. School: Otis A. Mason Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 242543
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /prop/242543/40silverferndr_saintaugustine_fl?source=qrflyer
Copyright © 2024  St Augustine & St. Johns County Board of REALTORS Realtor® MLS. All rights reserved
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of DJ & Lindsey Real Estate

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Silver Fern Dr, Saint Augustine, FL, 32086

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $69 $69 $69
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,751 $1,728 $2,192
Total Monthly Payment $1,895 $1,872 $2,336

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.