Under contract-accepting backup offers. Energy star certified, well maintained 2 bedroom 2. 5 bath end unit townhome in the gated community of Lone Star Ranch. Unit is located just steps from the heated pool. Enter through the front door with retractable screen and keypad lock , (no need to rekey just change the code) and step into the open living room/ dinning room illuminated with natural light. The wood floors were installed 2022. The large eat in Kitchen boasts new (2022) two tone soft close cabinetry, granite counter tops and stainless appliances. There is a pass through from the kitchen to the Dining room, a large pantry, storage under the stairs and a guest powder room. These features all ad to the elegance and functionality of the space. Sliding glass doors off the kitchen lead to an oversize screened lanai where you can enjoy your morning coffee or evening wine taking in the Lake view. The lanai also has additional storage space. Upstairs are 2 master bedrooms both with their own ensuite bathroom and ample closet space. Laundry is conveniently located upstairs between the bedrooms. AC has had yearly maintenance since being replaced in 2020. This gated community with low HOA fees is maintenance free and includes exterior painting, trash, outside pest control, lawn/ground maintenance, and roof replacement (done in 2024) a heated crystal-clear community pool and cabana for year round use. Located just minutes from the Suncoast and SR 52 you have easy access to Tampa International airport, beaches, golf courses, natural springs, several collages and medical facilities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,618 |
Total Monthly Payment | $1,426 | $1,425 | $1,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.