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Beautiful 4 bedroom, 5 bathroom custom home in Spruce Pond Estates! Walk through the front door into the inviting foyer with soaring cathedral ceilings that open up to the 2nd floor. To the left there is a room that would make a great office, and to the right is a spacious sitting room that opens up to the formal dining room. The gorgeous kitchen has granite countertops, stainless steel appliances, tons of cabinetry and an eat-in breakfast area. The kitchen is open concept with the sunken living room that boasts cathedral ceilings, a gas fireplace and tons of natural light. Off the kitchen there are sliders leading to the deck that overlooks the grassy backyard which abuts acres of common land. Coming in from the 3 car garage you will find a place to hang up coats and take off shoes. Upstairs has an expansive primary suite complete with a bathroom, sitting area, double closets and a changing or workout area. The 2nd floor has another bedroom with an en-suite full bathroom, a laundry room, 2 other bedrooms and a 3rd full bathroom. The walk-out lower level is finished with a half bathroom and is the perfect space for a game room, home gym or an additional living room. Hardwood & tile throughout the 1st and 2nd floor, Central AC, generator hookup, irrigation system & more.
Type | Description | Level |
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Bedroom 2 | Bathroom - Full, Flooring - Hardwood | Second |
Bedroom 3 | Ceiling Fan(s), Flooring - Hardwood | Second |
Bedroom 4 | Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood | First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior, Recessed Lighting, Stainless Steel Appliances | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Bathroom - Full, Bathroom - Double Vanity/Sink, Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, French Doors, Recessed Lighting, Closet - Double | Second |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,169 | $1,169 | $1,169 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,389 | $6,826 | $9,260 |
Total Monthly Payment | $7,683 | $8,120 | $10,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.