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This meticulously cared-for and move-in ready ranch offers spacious one-level living in a quiet, mature neighborhood. Step into the bright and sunny living room complete with a large window overlooking the front yard and a cozy wood stove and hearth - perfect for staying warm during the colder months. The expansive kitchen boasts cherry cabinets, ample counter space, and a window above the sink looking out over the serene backyard. It also features the dining space, access to the yard and a half bath with laundry hookups. Down the hallway, you'll find three generously sized bedrooms, with two offering direct access to the side yard through full glass doors. The main bathroom includes a vessel sink, plenty of counter space and an open linen closet for added storage. From the mudroom, you’ll have access the convenient two-car garage. The full, unfinished basement houses the washer and dryer and includes a large open space as well as two additional rooms, providing a great opportunity to add extra square footage if desired. Outside, the peaceful backyard is surrounded by large trees, offering a perfect blend of sun and shade with tons of space to relax, garden, or play! And with a brand-new heat pump furnace and central air, you’ll love the energy efficiency aspect of this home as well! Located minutes from Goddard College, Outerspice Coffee Shop, and Positive Pie and just a short 15-minute drive to Montpelier. This cute and charming home is not one you’ll want to miss out on!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,881 | $1,881 | $2,413 |
Total Monthly Payment | $2,290 | $2,290 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.