Welcome to your next home! Nestled in the sought-after gated golf and tennis community of Palencia, just north of St. Augustine, 491 Enrede Lane is a spectacularly immaculate residence. This 4-bedroom, 4-bathroom home with a 3-car garage is situated on a beautiful lot with serene wooded preserve views and has been meticulously maintained.
With a spacious and open layout, this home provides ample space for everyone. Gather around the large kitchen island, relax in the great room, or enjoy the afternoons in the tranquil privacy of the enclosed veranda with preserve views. The kitchen is upgraded with Frigidaire Professional and Samsung stainless appliances, including an induction cooktop and a double oven.
The oversized primary bedroom and bath feel like a retreat, offering direct access to the enclosed veranda and featuring two large walk-in closets. The home also includes three additional spacious bedrooms, one en-suite, and two additional bathrooms. Additional features and upgrades include new exterior paint (2024), plantation shutters throughout the home, new flooring in the primary bedroom, an enclosed veranda, newer landscaping, epoxy-coated garage floors, a kinetic whole-house water system, an irrigation well, energy-saving DC fans throughout, and washer and dryer.
Discover the perfect blend of luxury and comfort at 491 Enrede Lane. Your dream home awaits!
Palencia offers residents a state-of-the-art fitness center, multiple swimming pools, tennis and pickleball courts, scenic walking trails, and numerous pocket parks and playgrounds. Additionally, a championship golf course is available with membership options. The community clubhouse features dining options and social events, fostering a strong sense of community. Conveniently, restaurants, shops, and a grocery store are located at the entrance of Palencia. Enjoy a prime location near historic downtown, beautiful beaches, and top-rated schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$764,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $611,920 | $611,920 | $611,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,123 | $4,123 | $5,289 |
Total Monthly Payment | $4,849 | $4,849 | $6,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.