In Sarasota is a stunning gated community called Deer Creek with extensive green spaces, lakes and tree-lined streets. This enchanting Palmer Ranch residence is ideally positioned on a large lot bordering a creek and wooded preserve with privacy. The curb appeal begins with immaculate tropical landscaping and numerous palms, accented by circular paver drive and side-entry garage. Every detail in this home is addressed with remarkable style including Pottery Barn entrance chandelier, vaulted ceilings, crown molding, Mohawk porcelain tile throughout for a seamless/stylish look and large Palladian windows enhanced with plantation shutters. The kitchen is the heartbeat of home, spacious in design with wood cabinetry, a center island with built-in cooktop, built-in oven/microwave and large walk-in pantry. Roma Imperial granite, glass mosaic backsplash. The kitchen/dining area has wide open views to the sparkling saltwater pool/spa and incredible tranquil backdrop. Formal dining and living rooms are inviting, while the family room has a wood-burning fireplace. The owner’s suite features walk-in custom closet and a luxurious bath with dual sinks, garden tub, walk-in shower plus direct pool and lanai access. The den/office has a double-door entry, adjacent to the owner suite with separate entrance. Two bedrooms on the opposite side boast large closets and a remodeled bath between. It’s always about the view and you will enjoy the privacy of a large lanai, complete with built-in grill, as nothing captures the mood better than serene living with a menagerie of birds and wildlife. On a practical note, the electric vehicle charging, 2023 new Carrier three-phase HVAC, tile roof in 2013 and irrigation well. While a short distance from the Intracoastal and Gulf of Mexico, this home is in a preferred X flood zone. This pet-friendly, gated community with 24-hour guard is in a prime location, offering convenient access to the finest Sarasota has to offer, from top-rated schools and abundant fine dining and shopping options to golf courses, the Legacy Trail, Potter Park and the world-renowned Siesta Key Beach. Low HOA fees, without a CDD fee.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 7.141% | 7.082% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,845 | $4,785 | $6,414 |
Total Monthly Payment | $5,381 | $5,321 | $6,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.