Ideally Located on a Coveted Block South of Montauk on the Great South Bay Across from the Fire Island Lighthouse. This 3 Bedroom 2 Bath Colonial has Been Meticulously Maintained with Period Details Reminiscent of the Rich History and Quality Craftmanship the Community is Noted For Peppered Amongst the Modern Updates. Room Layout Provides Flexibility of Use as Lifestyle Needs Change. Noteable Features Include Hardwood Oak Floors Throughout, Woodburning Fireplace, Enclosed Entry Porch, Formal Dining Room, Den with Entry to a Rear Deck and Yard, Full Basement, and 2 Car Garage. Abundant Natural Light Creates a Warmth and Sense of Place Rarely Found Today. A Handhewn White Picket Fence Completes the Backyard Oasis of Lush Perenial Plantings and Mature Shade Trees. Village Amenities Include a Private Bay Beach, Concourse Boat Docking, Multiple Parks and Community Run Events. Convenient to Nearby Bay Shore's Vibrant Downtown District, 2 Major Hospitals, Highway Access, The Babylon Train Line, 4 State Parks, and the Fire Island Ferries.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,269 | $1,269 | $1,269 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,254 | $4,546 | $6,167 |
Total Monthly Payment | $5,615 | $5,907 | $7,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.