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Welcome to this renovated and charming 3 bedroom colonial home with many beautiful original and unique features. Step into the large foyer that leads you to a large living room with a brick accent wall that is open to an extra large dining room and flows through to the stylishly and completely designed eat-in kitchen with beautiful Quartz countertops, self closing cabinets, gas stove for cooking (New Gas Service to home in 2021) ceramic tiled flooring and stainless steel appliances. There is also a newly designed first floor bathroom, an enclosed mudroom leading to a rear deck overlooking the garden property with a detached two car garage and side entrance plus a large newly sealed driveway that can accommodate 6 plus cars. As you move ahead to the upper level please notice the beautiful solid wood railing and staircase with its stunning original detail. The second level features a HUGE primary bedroom, two additional LARGE bedrooms and a newly designed hallway bathroom. Walk up to the large unfinished loft with a walk-in cedar closet and windows for the natural light to flow through, this space has endless possibilities such as a great place for an art studio or maybe for storage. Central A/C, municipal water & sewer, impeccably refinished hardwood floors all through the home, 9 ft ceilings, 9 inch moldings, antique style heating grates. The two main floors highlight new 6ft windows that allow the natural light to beam through. The large lower level is a wonderful area for storage with bilco door access and utilities. The home is walking distance to shopping and restaurants and is close to Metro North trains, Hospitals, Colleges, the Mid Hudson Bridge and the Walkway over the Hudson River
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Our Executive Mortgage Banker:
Our Insurance Division:
$398,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,145 | $2,145 | $2,752 |
Total Monthly Payment | $2,612 | $2,612 | $3,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.