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Welcome to this beautiful home in the Highly Coveted Steinbrenner School district in the Lutz Area. This 4-bed, 2-bath home exudes pride of ownership and has been meticulously maintained from top to bottom. With a new roof and AC in 2020, and a water heater from 2023, this home is move-in ready. The versatile SINGLE STORY floor plan features warm wood floors, 18 x 18 tile in wet areas, and plush carpeted bedrooms. The kitchen is a chef's delight with granite countertops, stainless steel appliances, under-cabinet lighting, a walk-in pantry, kitchen island, pull-out shelving, and an eat-in nook. Overlooking the Family room and backyard this floor plan is open and bright. Heading to the spacious Owners Suite you will find a spacious room with dual closets. The Ensuite-bath includes dual sinks, a vanity, a walk-in shower, and a relaxing jetted whirlpool tub. Additional features include 30-year dimensional shingle roof, surround sound in the family room, a gas fireplace, pest tubes in walls, a hardwired security system, along with a fenced yard with mature landscaping. The community pool is so close to walk to and is almost like having your own pool without you having to do the maintenance. Conveniently located near the Veterans Expressway, St. Joseph's North, Dale Mabry, shopping, and dining. Enjoy the serene surroundings of Reflections with its sidewalks, lake sunsets, and frequent visits from birds and deer. So many upgrades including hardwiring for a whole house generator, so call for a complete list. Don't miss out on this fabulous home-Call today and schedule your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,937 | $3,768 |
Total Monthly Payment | $3,322 | $3,322 | $4,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.