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11699 W Indian CIRCLE, Crystal River, FL, 34428 | $247,500
Assumable FHA Loan at 5. 625% interest rate! Flood-free from recent hurricanes. Backing up to the 27, 500-acre Crystal River State Preserve, discover this beautifully remodeled home that stands out in your search with its contemporary finishes and thoughtful design. Featuring 2-bed, 2-bath split floor plan, this residence offers abundant storage, vaulted ceilings in the living area, and sleek laminate flooring paired with tall baseboards throughout.
Guest bath has been tastefully updated, boasting a solid wood countertop and a shower with an extra-long storage niche—perfect for your essentials. The kitchen, remodeled in 2019, showcases stainless-steel appliances (including a fridge, microwave hood, and range) and stylish wood cabinets, making it a joy for any home chef.
The HVAC system was replaced in 2009, the new roof, lift kit and drain field were installed in 2022. Energy efficiency is a highlight, with double-paned windows and extra insulation in the garage attic keeping utility costs low. A unique feature of this property is the split 2-car garage: one half is currently set up as a storage space, while the other half is finished to match the home's interior, offering a versatile 18x9ft bonus space. It can easily be converted back to a full garage if desired.
Step outside to your expansive entertainment pad at the back of the home, complete with stylish privacy panels, where you can enjoy the serene setting. Just a street over, the Eco-Walk Trailhead provides access to a scenic 7-mile trail system. The fully fenced backyard is perfect for your furry friends, & a shed offers addl. storage for the well pump and water softener system.
Located just 4. 5 miles north of downtown Crystal River, Indian Woods is a charming community with minimal development and no deed restrictions. Enjoy easy access to the best of the Nature Coast, including world-class fishing, stunning natural springs, and the chance to spot famous manatees.
The sellers are motivated, —schedule your appointment today!
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1984
- Garage: 2-car Converted Garage, Driveway, Garage Door Opener
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,277
- Acreage: 0.34
- Est. Taxes: $2,101
- Lot Desc: Flood Insurance Required
- View: Park/Greenbelt
- Elem. School: Crystal River Primary School
- Middle School: Crystal River Middle School
- High School: Crystal River High School
- Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: OM680736
- Days on Market: 137 days
- Website: https://www.raveis.com
/prop/OM680736/11699windiancircle_crystalriver_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11699 W Indian CIRCLE, Crystal River, FL, 34428
$247,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $198,000 | $198,000 | $198,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,317 | $1,316 | $1,670 |
| Total Monthly Payment | $1,567 | $1,566 | $1,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388