Gorgeous 2-unit home, offering 3 bedrooms and 1 bath two story home, as well as a one level studio apartment. Sellers are currently using the entire space; however the studio apartment has its own side entrance and driveway. Well thought out construction; with a hallway with large closets on one side and a huge bath with a soaking tub on the other creating a nice separation between living spaces. The property is located on the corner of Gorham Bridge Road and Pleasant Street. The parking and entrance for the main home is on Pleasant Street where you will find a convenient mudroom and laundry room. The generously sized kitchen features granite countertops, includes classic cabinetry, and an island perfect for prepping meals or having a quick bite. The prior owner reported that the adjacent dining room features the original tin ceiling, and they installed a complementary ceiling in the living room, contributing to the immense charm. The living and dining room offers great space for entertaining guests with direct access to the front porch to take in beautiful mountain views! The 3 bedrooms on the second floor are newly carpeted and offer a peaceful retreat for some quiet time or to wind down for the night. Sellers completed many updates including new wiring, water softener system, shed, and replaced deteriorated slate roof with new shingled roof. This is a great way to live in a well cared for home and receive an income from the studio apartment. See Residential MLS #5001137
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,671 | $1,671 | $2,143 |
Total Monthly Payment | $2,017 | $2,017 | $2,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.