31 Nelshore Drive, Monticello (Thompson), NY, 12701 | $365,000

AO - This well-maintained split level house has 4 spacious bedrooms, 2 full baths, a nice dining room and eat-in kitchen, with a lot of closet space. From the driveway, you walk up a few stairs to the front porch, where you have the main door. Entering the front door into the hallway, to the left, there's a coat closet, to the right of the hallway there's a huge dining room, which opens up to the spacious nice eat-in kitchen, which leads you to the deck. Further down the main hallway to the left, you walk down a few stairs to the garage level where there is a nice comfortable bedroom and a full bathroom, w/ shower. (From that bedroom you have access to the garage. ) Another set of stairs take you to the next level, where you find the 2nd full bathroom and 2 more bedrooms (one of them the master) w/ closets. To the right of that hallway, next to that 3rd bedroom, there are a few more stairs going up to the 4th bedroom with a walk-in closet. The house is very well-maintained inside out. Has a big garage plus a cellar with windows, together they add additional approximately 785 sq. ft. Property has nice grounds and a wide 2 car driveway. A new boiler was installed a few months ago. It is a few minutes walking distance from the main shopping area on Broadway.

Features

  • Town: Monticello
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Split Level
  • Year Built: 1953
  • Garage: 1-car Attached
  • Heating: Oil, Baseboard
  • Cooling: Window Unit(s)
  • Basement: Unfinished
  • Approx Sq. Feet: 1,690
  • Acreage: 0.18
  • Est. Taxes: $6,600
  • High School: Monticello High School
  • School District: Monticello
  • MLS#: H6304775
  • Days on Market: 82 days
  • Website: https://www.raveis.com
    /prop/H6304775/31nelshoredrive_monticello_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eRealty Advisors, Inc   Phone: 914-712-6330

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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31 Nelshore Drive, Monticello (Thompson), NY, 12701

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $550 $550 $550
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,943 $1,941 $2,462
Total Monthly Payment $2,568 $2,566 $3,087

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.