Under contract-accepting backup offers. Discover the Comfort and Elegance of Highland Lakes, a Premier 55+ Community with Stunning Amenities!
Experience vibrant living in the highly sought after Highland Lakes 55+ community, where modern amenities, active social events, and serene surroundings come together to offer you a fulfilling and carefree lifestyle. This beautiful 1, 800 SF home features a desirable split floor plan with 3 spacious bedrooms and 2 bathrooms. Built in 1986, the home is situated on a 0. 19-acre lot with mature landscaping and boasts both a large screened in front porch and rear patio, perfect for enjoying the Florida sunshine.
Step inside to find a blend of tile, engineered wood, and carpet flooring that complements the inviting layout. The kitchen is equipped with a stainless fridge, range, and microwave, non-stainless dishwasher making meal prep a breeze. Enjoy energy efficiency and peace with newer vinyl double-pane windows throughout the home. Central heating and cooling ensure comfort year-round. The two-car garage provides ample space for vehicles and storage.
Located in Palm Harbor, this home and community offers access to a private 27-hole executive golf course, a geothermal heated Olympic-size pool, spa, clubhouse with various rooms for activities, and much more. Enjoy leisurely boat rides on Lake Tarpon, arts and crafts, or a game of tennis, bocce, or pickleball. With almost 100 clubs, groups, and activities available, there's always something to do.
Luxurious amenities and a friendly neighborhood atmosphere create the perfect blend of comfort and elegance. Don't miss the chance to live in this vibrant community and make this stunning house your home! Schedule a tour today and discover your dream home in Highland Lakes 55+ community!
The current roof was installed in 2005 and is leak free. The seller understands an older roof can sometimes become an issue for homeowners insurance and has a current quote in the amount of $15, 200 to replace the roof. The seller is willing to offer this amount as a credit to help expedite a sale. Please contact the listing agent with any questions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $2,613 | $2,611 | $3,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.