Niantic! Charming Year-Round beach home in highly sought-after Giants Neck Beach. Welcome to paradise in this special enclave. Meticulously maintained residence, cherished by the same owner for 33 years, offering the perfect retreat for year-round living. Nestled on a level . 18-acre lot & located in a private, serene setting away from the bustle of beachgoers yet minutes by foot to the water. Perched on one of the highest points in the community, the gorgeous lot reaps the benefits of cool sea breezes and distant water views. Comfortable living featuring an open floor plan making entertaining easy. Iconic brick interior/stone exterior fireplace with gas insert is perfect to take the chill off during the winter/early spring. Primary bedroom and guest bedroom plus a full bath on one level. The kitchen features original cabinetry in great condition with a breakfast bar for a quick bite. Enjoy the expansive deck with southern facing exposure plus an awning for those summer days when the sun is at the strongest. Oversized garage perfect for kayaks, beach chairs and lawn equipment. Outdoor shower is ideal after a day at the beach. Beach association includes 2 beaches, a clubhouse, pickleball/tennis courts and dock slips for rent when available. Whether you're seeking a peaceful retreat or an active beach lifestyle, this home offers the best of both worlds. 2 hours to NY or Boston w/an Amtrak station 20 minutes away. Rarely do you have a chance to live in such a special place
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.1 x 10.6 | Main |
Dining Room | Combination Liv/Din Rm,Wall/Wall Carpet | 7.4 x 16.1 | Main |
Kitchen | Vinyl Floor | 12.2 x 8.9 | Main |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Gas Log Fireplace,Wall/Wall Carpet | 15.1 x 16.7 | Main |
Other | Laundry Hookup | 7.0 x 8.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 10.1 x 10.4 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,258 |
Total Monthly Payment | $3,009 | $2,975 | $3,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.