147 ELSIE Drive, East Palatka, FL, 32131 | $710,000

Absolutely stunning well-maintained property with direct water access to canal and St. Johns River. This Deltec constructed home offers spectacular waterviews throughout its entire Round Construction. Large open spaces and enhanced natural light create a picturesque living experience. Neatly manicured landscape with artesian well for irrigation. Property is on public water and sewer. Upon entry into main front door, you have access to ground level under the home which is ideal for entertainment! Gas available for grill. Laundry facility and additional storage also. Steps leading up to main home, at first impression is the stunning views overlooking the St. Johns River. Large open floor plan boasting vaulted ceilings with kitchen, dining and living area. Well-appointed kitchen with ample cabinet space, gas range and oven/micro combo. Spacious master bedroom with large walk-in closets Master Bath beautifully finished with jetted tub. Every space is well thought out in this home's design! Small office space off living area. The Guest Bedroom offers privacy to your guests and across the hallway Guest Bathroom is beautifully finished with separate shower and jetted bathtub. Lovely tile floors, fixtures and lighting. This home truly offers a living experience combined with waterfront backdrop to your very own St. Johns Riverfront Oasis! Total of 8 Sliding doors lead to your private outdoor deck. Enjoy stunning sunsets with your favorite drink and enjoy nature at its finest! The sellers have upgraded the dock, raised the bulkhead 4ft with replacement. 390+/- Riverfront PLUS private boat ramp with direct water access ideal for small fishing boats, personal watercraft and kayaks! Dock pilings have been capsulated. Ideal boater's dream with covered dock at 12-14ft water depth. Approx 7, 000 lb cradle lift and electric 110/30amp service. Outdoor sink with water pump ideal for prepping/cleaning that days "catch". Large deck area with pole inserts for fishing and ideal for cast net shrimping! Henry (the resident blue heron crane) loves his evening catch fed to him on the dock! Additional pilings for parking large vessel as well. Ideal location in East Palatka with nearby newly constructed dry-stack boat storage. Also, an upscale RV Park and over-the-water restaurant under construction/renovation! Approximately 35 miles to historic St. Augustine and beaches, 15 min to growing Welaka/Georgetown Area. Schedule your private showing TODAY!

Features

  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Lower Level
  • Style: Stilt
  • Year Built: 2006
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,633
  • Acreage: 0.41
  • Est. Taxes: $4,894
  • Lot Desc: Irregular Lot
  • View: Canal, Protected Preserve, River
  • Water Front: Yes
  • Appliances: Dishwasher, Double Oven, Dryer, Electric Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2030012
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /prop/2030012/147elsiedrive_eastpalatka_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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147 ELSIE Drive, East Palatka, FL, 32131

$710,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $568,000 $568,000 $568,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $408 $408 $408
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,779 $3,775 $4,790
Total Monthly Payment $4,279 $4,275 $5,290

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.