Bring your kayaks and beach chairs! Look no further, here's your chance to own your year-round beach house desirably situated between Morningside and Woodmont with water views of LI Sound! Wake up to the sound of the waves and birds chirping. This amazing bright home offers an open floor plan with 3 bedrooms and full bath on main level. Enjoy your large deck for relaxing and taking in the ocean breezes. Downstairs find a spacious finished living room/game room with 2nd full bath and laundry with access to garage and walk out sliders leading to patio and fenced in yard. A great in-law possibility. You will love walking out your door and strolling down the street to local restaurants with outdoor eating, sandy beaches and the friendly atmosphere where people drive around on golf carts. NO FLOOD INSURANCE! New roof, paint, appliances, fence, deck boards and more! Come fall in love with your new beach house! Subject to seller finding suitable housing.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Family Room | Lower |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,879 |
Total Monthly Payment | $3,790 | $3,787 | $4,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.