One or more photo(s) has been virtually staged. Wonderful opportunity to live in the gated Oakstead Townhouses & enjoy all the great features of location, access, & surroundings! 2BR/2. 5BA/Garage/POND Frontage. No CDD and a LOW HOA! This move-in ready upgraded townhouse has tile throughout the 1st floor & great views of a pond in the back. The first floor is open & has great natural light! Perfect for entertaining & enjoy stone counters, large cabinets, stainless steel appliances, upgraded front door, & beautiful fixtures! Step out of your back sliders & relax with some peaceful pond views & coffee! The second floor has 2 spacious bedrooms, upgraded plantation shutters (both rooms), ceiling fans, & your primary has an ensuite bathroom & two large closets! It overlooks the pond frontage in the back! Enjoy a dedicated laundry room upstairs too. Please see attached floorplan! The unit (including your garage attached) will show to be well cared for & ready for the next owner! Seller also leaving smart camera system for unlocking door & garage (includes 1 tablet). Your location is the premier spot off S. R. 54 & near the Veterans Expressway & U. S. 41. Oakstead has multiple access roads leading into & out of the community. Enjoy shopping, dining, entertainment, & recreational activities nearby! The Oakstead Townhomes have very reasonable HOA fees, a well-maintained area, gated access, newer construction & great energy efficiency, & more. Townhome residents have the option to buy into the Oakstead Clubhouse Membership for approx. $1, 700 a yr. This allows access to ALL of Oakstead Amenities (Pool, Clubhouse, Tennis Courts, Gym & Fitness Classes) and many organized social events.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,655 | $1,675 | $2,125 |
Total Monthly Payment | $2,040 | $2,060 | $2,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.