MOTIVATED SELLER offering an attractive price adjustment. This charming, unconventional style home is situated on 8+ secluded acres just outside of Downtown Laconia. Ample windows let in plenty of light showcasing the unique post and beam design and natural woodwork. Open and airy, the floor plan allows for many options and includes a spiral staircase leading to the loft and Cupola above. 1, 650 s. f. of open space in the basement was previously used as a machine/woodworking shop and is equipped with 3-phase electric, high ceilings, windows and walk/drive out capability. The options are endless. There is a large storage building on the property with loading dock and overhead door. The acreage offers many opportunities, mostly residential, being in the RS zone (zoning doc. 's attached), with ample road frontage and public water/sewer available. Lots of possibilities here, don't let this one pass you by.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,552 | $1,746,500 |
Total Monthly Payment | $3,229 | $3,161 | $1,747,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.