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This well-kept, updated and larger-than-you-expect home has something for everyone, including 5+ bedrooms and a legal in-law apartment on the 1st floor with brand new paint, carpet and appliances! Set on a tidy flat lot surrounded by trees, this sweet gambrel includes a recently updated kitchen with quartz countertops, new cabinetry, stainless appliances and ceramic apron sink overlooking the expansive back yard. Elegant built-ins tie in a sunny dining area while a just-right formal living room centers on a wood fireplace. Rounding out this level, a 1st floor office/bedroom offers many options as it sits near a freshly updated full bathroom with marble topped vanity and tile surround. Upstairs are 3 more official bedrooms and a beautiful updated tile bath with jetted tub and so much sunshine! Walk through a bright bonus room (great as a bedroom) with day-dream-worthy window seat and closet, into an enormous multi-purpose room over the garage with vaulted ceilings, 2 large closets and a wood stove. . . perfect as a huge bedroom but also a great playroom, media room or gym. A nice dry basement offers storage and a nearly-finished room (just needs flooring, so not included in total sf). Updates include 1yr old furnace (just needs a condenser for A/C), new hot water heater, carpet, wood siding and paint, garage doors, newer driveway and windows--the list goes on! Located near the highly rated middle & high schools, 6min to groceries and 11min to Rt 3. BACK UP OFFERS ACCEPTED!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $701 | $701 | $701 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,449 | $3,449 | $4,424 |
Total Monthly Payment | $4,242 | $4,242 | $5,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.