MOVIATED SELLER!!! NEW PRICE ALERT!!!!Looking for a safe, solid concrete condo? This condo is in a non flood -non evacuation zone in the very active community of On Top Of The World in Beautiful Clearwater. This 55+ community is in one of the highest points in Pinellas County & made it through 2 major hurricanes with no flooding or damage! Welcome to maintenance free living at its finest!!! This beautiful 3rd floor OUTSIDE CORNER unit allows for privacy with no one above you and a semi-private space to sit outside and enjoy the fresh air. The outside corner provides additional windows to allow in more natural light. There is nothing to do here but move in. This unit features an open floor plan with an updated kitchen featuring Stainless Steel Appliances, a Built In Countertop Range, Elegant Cabinetry, Granite Countertops, a Coffee Bar and a large breakfast bar with seating for 4-6 people. There is separate family room with a large storage closet where you will enjoy a wooded view from the oversized windows, (this room could easily be used as a formal dining space. ) Both bedrooms are large and can easily accommodate king size beds. Both bathrooms have been updated. The unit features Impact Windows, with beautiful Plantation Shutters on all the windows and tile flooring throughout. The A/C and Water Heater were new in 2018. Updated Electrical including light fixtures, ceiling fans, switches and outlets. This condo comes with a washer and dryer inside the unit. If Golf is your game, then you are in luck as owners can golf free every day or choose from the extensive array of activities this community has to offer.
This unit is a short walk to the east side recreation center. This pet friendly community has so much to offer such as two golf courses one 9 hole and one 18 hole, (golf is free to owners) two recreation centers, two heated pools, tennis courts, pickle ball, shuffle board, a state-of-the-art fitness center, a wood working shop, a spa, a computer room, a billiard room, an outdoor pavilion, a library, a dog park, many shows, social activities, food truck nights and the Good Karma Café. Each building has a bicycle room for residents to store bikes and each unit comes with a storage space. All for low monthly maintenance fees of $537. 00 which includes water, sewer, cable tv, internet, insurance on the building, ground maintenance and all amenities. On Top Of The World is an active 55+ community and is just a short drive to Shopping, Theaters and Airports.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,920 | $187,920 | $187,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,266 | $1,249 | $1,585 |
Total Monthly Payment | $1,661 | $1,644 | $1,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.