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Welcome to 117 Lake Roy Drive, nestled in the waterski capital of the world on the stunning Winter Haven Chain of Lakes. This lakefront home is your gateway to some of the best sunsets and lakefront living in all of Florida. Living on the Winter Haven Chain of Lakes offers the ultimate waterfront lifestyle, with opportunities for boating, skiing, and fishing on over 20 canal-connected lakes. Residents enjoy ski-friendly waters, excellent fishing, and the unique natural scenery of Central Florida, including towering cypress trees, diverse birdlife, and vibrant native vegetation. Inside this wonderful lakefront home, you'll find a well-kept and spacious interior boasting over 3, 300 square feet of living space, including 5 bedrooms and 4 bathrooms. A standout feature of this property is its three master suites, offering unparalleled flexibility for accommodating in-laws, teenagers, or guests comfortably and privately. Additionally, there are two large living spaces, one of which offers panoramic views of the lakefront setting and breathtaking sunsets. The well-equipped kitchen, conveniently located off the dining area, offers granite countertops, updated cabinetry, a breakfast bar with pendant lights, and a custom tiled backsplash. Additional interior features include a spacious laundry room with storage shelving, ceiling fans, and blinds throughout. Outside, the oversized lot offers ample space to create your own lakefront paradise. The lot gently slopes to the lake's shore, where a concrete walkway leads you to a lakeside fire pit and a large dock with covered boat lift and dual jet ski lift, along with electric and water hookups. Take the boat over to Legoland's pirate-themed ski show and watch magical firework displays that reflect off scenic Lake Eloise. You can also visit several lakeside restaurants and bars on Lake Shipp, Lake May, and Lake Howard. From dawn to dusk, the Winter Haven Chain of Lakes provides endless activities and hidden gems, from fishing at sunrise to paddleboarding in the afternoon and sunset picnics by the shore. This property features a large 0. 38-acre lot, an elevated high-and-dry home site, oversized 2-car covered carport, a newer 2018 roof, central heating and air, inside laundry, and NO HOA restrictions. Winter Haven combines a charming small-town feel with close proximity to major cities, making it an ideal Central Florida location. Positioned between Tampa and Orlando, residents enjoy easy commutes, access to airports, premier medical facilities, shopping, dining, and more. Come discover this Florida lakefront paradise on one of the most unique water systems in the state.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,772 | $3,772 | $4,839 |
Total Monthly Payment | $4,186 | $4,186 | $5,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.