117 Lake Roy DRIVE, Winter Haven, FL, 33884 | $699,900

Welcome to 117 Lake Roy Drive, nestled in the waterski capital of the world on the stunning Winter Haven Chain of Lakes. This lakefront home is your gateway to some of the best sunsets and lakefront living in all of Florida. Living on the Winter Haven Chain of Lakes offers the ultimate waterfront lifestyle, with opportunities for boating, skiing, and fishing on over 20 canal-connected lakes. Residents enjoy ski-friendly waters, excellent fishing, and the unique natural scenery of Central Florida, including towering cypress trees, diverse birdlife, and vibrant native vegetation. Inside this wonderful lakefront home, you'll find a well-kept and spacious interior boasting over 3, 300 square feet of living space, including 5 bedrooms and 4 bathrooms. A standout feature of this property is its three master suites, offering unparalleled flexibility for accommodating in-laws, teenagers, or guests comfortably and privately. Additionally, there are two large living spaces, one of which offers panoramic views of the lakefront setting and breathtaking sunsets. The well-equipped kitchen, conveniently located off the dining area, offers granite countertops, updated cabinetry, a breakfast bar with pendant lights, and a custom tiled backsplash. Additional interior features include a spacious laundry room with storage shelving, ceiling fans, and blinds throughout. Outside, the oversized lot offers ample space to create your own lakefront paradise. The lot gently slopes to the lake's shore, where a concrete walkway leads you to a lakeside fire pit and a large dock with covered boat lift and dual jet ski lift, along with electric and water hookups. Take the boat over to Legoland's pirate-themed ski show and watch magical firework displays that reflect off scenic Lake Eloise. You can also visit several lakeside restaurants and bars on Lake Shipp, Lake May, and Lake Howard. From dawn to dusk, the Winter Haven Chain of Lakes provides endless activities and hidden gems, from fishing at sunrise to paddleboarding in the afternoon and sunset picnics by the shore. This property features a large 0. 38-acre lot, an elevated high-and-dry home site, oversized 2-car covered carport, a newer 2018 roof, central heating and air, inside laundry, and NO HOA restrictions. Winter Haven combines a charming small-town feel with close proximity to major cities, making it an ideal Central Florida location. Positioned between Tampa and Orlando, residents enjoy easy commutes, access to airports, premier medical facilities, shopping, dining, and more. Come discover this Florida lakefront paradise on one of the most unique water systems in the state.

Features

  • Rooms: 14
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 90 x 184 x 70 x 209
  • Laundry: Inside, Laundry Room
  • Style: Other
  • Year Built: 1957
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 3,374
  • Acreage: 0.38
  • Lot Size: 90 x 184 x 70 x 209
  • Est. Taxes: $3,864
  • Lot Desc: In County
  • View: Water
  • Elem. School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: P4930866
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/P4930866/117lakeroydrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2024 6:47:08 PM)
Listing courtesy of THE STONES REAL ESTATE FIRM   Phone: 863-412-2080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

117 Lake Roy DRIVE, Winter Haven, FL, 33884

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.282% 6.623%
Monthly Tax Payment $322 $322 $322
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,772 $3,772 $4,839
Total Monthly Payment $4,186 $4,186 $5,253

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.