Welcome home to your cozy lakeside haven, where every detail has been thoughtfully curated for comfort and charm. Situated on half an acre with professional landscaping, this property is directly across the street from Sylvan Lake, providing serene water views and easy beach and fishing access. Step into a sunlit living room, where hardwood floors, a ceiling fan, and the quiet of nature encourages you to relax. Your dining room is an inviting blend of classic elegance and modern upgrades with crown molding, wainscoting, and a built-in china hutch. A sunroom offers lovely lake views, ideal for morning coffee. Enjoy a well laid-out kitchen with a tin backsplash, stainless appliances, and a convenient laundry room. A main level bedroom is perfect for guests, a home office, or playroom. Upstairs bedrooms boast coved ceilings, and tree-lined views, while an updated bath offers an elegant blend of vintage detail and contemporary upgrades. Outside, step into an oasis with lush greenspace surrounding your above-ground pool with private terrace. A second patio area with awning, is the perfect spot to grill and enjoy warm nights under the stars; just steps from the lake, you'll want to vacation at home this year. Upgrades include a new boiler and hot water heater (July 2023), new oil tank (2013), and a new roof in 2022. This home offers the best of all worlds- lakeside tranquility minutes from Waterbury, and Routes 8 and 6. Best and final offer due by Thursday 6/27 at noon
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Main |
Dining Room | Built-In Hutch,Hardwood Floor | Main |
Kitchen | Tile Floor | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
Sun Room | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,563 | $1,542 | $1,989 |
Total Monthly Payment | $1,970 | $1,949 | $2,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.