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Welcome to 19 Thorne St, Patchogue, NY 11772, an enchanting Victorian home nestled in the heart of Patchogue Village! This picturesque residence offers unparalleled convenience, being within walking distance to one of the most vibrant main streets on Long Island! This charming home features 3 spacious bedrooms and 1. 5 beautifully updated bathrooms. The large living room provides a perfect space for relaxation, while spilling into an expansive eat-in kitchen/dining room combo that serves as an ideal space for entertaining! This home exudes character and charm, highlighted by a bright, open floorplan and exquisite decor throughout - including a well lit airy office/playroom that adds versatility to the living space, a mudroom with custom-built in cabinetry, a cozy reading nook complete with storage, a fully finished primary bedroom with vaulted ceilings, a walk in closet and all of the most tasteful finishing touches that you must see for yourself! You'll love the convenience of your new appliances, including a fridge, washer, and dryer. Enjoy peace of mind with a newer roof, all new Pella windows on the second story, a new 200 amp service panel, a new water main, a new toilet, newly paved driveway, and fully up to date bathrooms that all come together to enhance functionality! Enjoy outdoor living at its finest with a warm and inviting firepit area with a firewood rack, and a to be gifted: deck, gazebo, and swing set! All complete with a large 2 car detached garage! Do not miss the opportunity to own this distinctive home, brimming with character and situated in a prime location close to Fire Island ferries, the Great South Bay, the LIRR and so much more! Make 19 Thorne St your new haven in the heart of an award winning Village, full of life, energy, food and entertainment!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$574,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,999 | $459,999 | $459,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $883 | $883 | $883 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,099 | $3,976 |
Total Monthly Payment | $4,074 | $4,074 | $4,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.