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Presented by![]() Dee Waterman |
Welcome to Passive Solar living in this "Thermal Envelope" Home built by the sellers. The South-facing Greenhouse has a potting area & sink, skylights & is used 3 Seasons of the year for various activities. The home is thoughtfully designed & solidly built with lovely wood both upstairs & down. There is an abundance of storage starting with the air-lock entry which opens to a vestibule containing a closet. This takes you into the house and the welcoming feeling of being embraced by a bright kitchen, dining room, living room; all 3 open to each other & custom-built with luminous & warm pine. The floors are oak, tile and upstairs, wide pine. There's a wonderful feeling of separate areas to be used as desired. A large functional Barn/Workshop/Garage with a woodstove is an enormous plus. The new septic will be designed for a first floor bedroom. This home has been lived in & loved by the people who created it. Now it's ready for its new owner!
Type | Description | Level |
---|---|---|
Bedroom 2 | Skylight, Closet, Flooring - Wood, Lighting - Overhead | Second |
Bedroom 3 | Closet, Flooring - Wood, Lighting - Overhead | Second |
Bedroom 4 | Closet, Flooring - Hardwood | Main,First |
Dining Room | Beamed Ceilings, Flooring - Hardwood, Open Floorplan, Lighting - Overhead | Main,First |
Kitchen | Closet, Flooring - Hardwood, Pantry, Countertops - Paper Based, Open Floorplan, Gas Stove, Peninsula | Main,First |
Living Room | Wood / Coal / Pellet Stove, Beamed Ceilings, Closet/Cabinets - Custom Built, Flooring - Hardwood, High Speed Internet Hookup, Open Floorplan | Main,First |
Master Bedroom | Flooring - Wood, Attic Access, Lighting - Overhead, Closet - Double | Second |
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
Sales Associate
William Raveis Real Estate
Phone: 413.559.7900
Dee.Waterman@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,898 | $3,738 |
Total Monthly Payment | $3,400 | $3,361 | $4,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.