Under contract-accepting backup offers. One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! This charming Port Charlotte home is energy efficient and offering enhanced safety and peace of mind during storm season. This 2-bedroom 2 bath 1 car garage has great bones with a range of recent big maintenance improvements, providing long-lasting reliability and comfort for years ahead. The home interior has been freshly painted 09/2024 and new septic system installed Feb 2024. The asphalt shingle roof was replaced in 2023. Solar Panels were added in 2021 and electrical lines were placed underground which provides incredibly low monthly electric bills of about $50, and the solar panel warranty is transferable to the new owners. Windows and all exterior doors have been upgraded to hurricane impact in 2017. Covered screened Lanai was added in 2013 perfect for relaxing and entertaining. Stay cool and comfortable with a HVAC system that was updated in 2023. Water heater was updated in 2019. While the interior maintains its original 1980s charm, this home provides a fantastic opportunity for customization and personalization. The spacious enclosed Florida room is an additional versatile space to enjoy, light and bright with lots of windows. The large backyard has a convenient Storage Shed with ramp and there are several fruit trees too! Minutes away from Port Charlotte Beach Park which offers a boat ramp, fishing piers, a canoe/kayak launch, horseshoe pits, bocce courts, basketball courts, tennis courts, a volleyball court, a playground area, picnic shelters, and restrooms. Dogs are allowed if they are on a leash. Also close by is the new Sunseeker Resort and downtown Punta Gorda, state of the art medical facilities, fabulous shopping and local dining, parks and more! Enjoy the benefits of a well-secured, low-maintenance home designed to withstand Florida's weather conditions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,342 | $1,324 | $1,680 |
Total Monthly Payment | $1,512 | $1,494 | $1,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.