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Under contract-accepting backup offers. CHARMING CRAFTSMAN BUNGALOW W/ A NEWLY CONSTRUCTED IN-LAW UNIT IN HISTORIC UPTOWN | Welcome home to this downtown St. Pete charmer, beaming with character, expansive space to roam in one of the hottest locations in St. Pete. This prime location is for urban dwellers wanting a walkable lifestyle while having an absolute killer spot to entertain while house-hacking by renting the ADU. Nestled on a quaint street just moments away from all the vibrant life of downtown that makes St. Pete special, this property presents a unique opportunity for those wanting a home office inside the property or one outside the property via the In-Law space. The main house features 2 bedrooms, 1. 5 baths plus an office space. Secure parking via a front driveway for easy access, a side yard parking pad ideal for a boat or RV, and off street parking in the alley for the In-Law unit for one additional car—all rare finds in this downtown area. Inside, original built-ins, a craftsman wet bar with a copper sink, and a cozy fireplace with custom mosaic tile add to its historic appeal. Modern comforts include central HVAC, ample storage with walk-in and large closets, A newly constructed 360 square feet ADU (Accessory Dwelling Unit - sq foot is additive to the main home square feet noted) in the spacious rear yard enhances the property's appeal for those wishing to house hack. Complete with fully functioning kitchen, off-street parking, and central HVAC via mini-split unit, this ADU offers potential rental income. Step outside to a fully fenced yard with a massive elevated deck large enough for 20 people to gather with room to spare is ideal for hosting gatherings under the St. Pete night sky. Embrace the opportunity to live in a character-filled home while leveraging its rental potential—a perfect fit for savvy individuals hunting for a perfect place to call home.
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Our Executive Mortgage Banker:
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$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,714 | $3,714 | $4,764 |
Total Monthly Payment | $4,212 | $4,212 | $5,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.