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OPPORTUNITY KNOCKS! Bring your design ideas! Fabulous opportunity to make a grand colonial your own. Spacious 4182sf 5 bedroom colonial with potential for 3 full and 1 half bath/combination laundry room. This home needs EXTENSIVE work and will be sold AS IS, no repairs or credits. Home needs new roof, kitchen and baths as well as multiple sheetrock repairs and finish details. Two Primary bedrooms, one on each level; the main level Primary with sitting room is an ideal in-law set up. Both primary full baths gutted to the studs, ready for you to finish with your choice of materials. Enormous vintage kitchen offers a wonderful footprint for your dream kitchen. HUGE POTENTIAL! Lovely level lot bordering Massaro Farm; the location can't be beat! SUBJECT TO SELLER FINDING SUITABLE HOUSING. Extensive areas of water damaged ceiling and missing sheetrock in kitchen due to past (resolved) roof leaks and since removed skylights. Formerly a flat roof, a pitched roof was installed over this addition portion of the home about 24 years ago and will soon be due for replacement. Roof on original footprint of home has 2 layers, is moss covered and appears to at end of useful life. Siding needs repair or replacement, peeling paint and insect/woodpecker damage. Aged driveway deteriorated. Septic pumped annually. Mechanicals and 200 amp electrical appear to be in good operating condition.
Type | Description | Level |
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Bedroom 1 | Full Bath | Main |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Bedroom 4 | Upper | |
Den | Main | |
Dining Room | Main | |
Eat-In Kitchen | Main | |
Family Room | Main | |
Full Bath | Upper | |
Half Bath | Main | |
Living Room | Main | |
Primary Bedroom | Upper | |
Sun Room | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $820 | $820 | $820 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,087 |
Total Monthly Payment | $3,320 | $3,288 | $3,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.