Welcome to this super sweet three bedroom ranch style home - one level living at its best. The home is situated on a corner lot and set back off the road on the most beautiful piece of flat garden property. As you enter the home you are greeted by a large living room with a charming wood burning fireplace and hardwood floors that leads to the dining room and is open to the spacious kitchen that features: quartz countertops, stainless steel appliances, a wall oven and counter cooktop plus a rear entrance to the back property. The Primary bedroom highlights its own private bathroom, two additional bedrooms all with hardwood floors and ceiling fans, the hallway bathroom makes up the first floor. The lower level has utilities, a tremendous amount of storage space and a laundry area. An attached one car garage and a MASSIVE drive way that can accommodate 10 plus cars - Fabulous property and drive way to use for entertaining with family and friends. All windows are 10 years NEW with a transferable warranty - NEW Boiler in 2019 - NEW washer in 2019 - Upgraded electric box in 2010 - Water softener - New septic fields 2006 - Septic cleaned 2023. (Seller has paper work on everything) The home is in a commuter friendly location close by the town of Hopewell junction and Rt 9 for shopping, restaurants along with Metro North trains and local hospitals.
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Our Executive Mortgage Banker:
Our Insurance Division:
$398,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,172 | $2,116 | $2,730 |
Total Monthly Payment | $2,637 | $2,581 | $3,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.