820 Seneca TRAIL, Saint Cloud, FL, 34772 | $430,000

Under contract-accepting backup offers. Come see this beautiful 4 bedroom, 2 bathroom, 3 car garage home located in the well desired community, Indian Lakes. This immaculate home is a must see! You will absolutely love the open floor plan, great for entertaining which consists of a kitchen overlooking the spacious living room, kitchenette and sitting room. Beautiful pergo flooring and tile throughout and carpet in three of the bedrooms. The kitchen has granite countertops, stainless steel appliances including a brand-new stove and a dishwasher that’s never been used! Split floor plan. Master bedroom is spacious and has a door that leads out back to the screened in patio. Master bathroom has granite countertops, dual sinks, vanity, stand up shower, bathtub and large walk-in closet. On the other side of the home are three bedrooms and a Jack and Jill bathroom with granite countertops. You will be sure to fall in love with the peaceful backyard oasis. Enjoy your morning coffee in the enclosed patio overlooking the tranquil conservation area with NO rear neighbors giving you a ton of privacy! This home has tons of upgrades including, new roof 2023, double pane windows, AC 2019, new gutters, irrigation system and a washer and dryer that convey. The community offers great amenities as well including a large community pool with restrooms, a tennis court and a shaded playground. Located less than 2 miles from the turnpike, restaurants, shopping, medical & more! A 1-year home warranty with AHS is also included with a full price offer. Don’t miss out on the opportunity to call this home your own!

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2010
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,970
  • Acreage: 0.2
  • Est. Taxes: $1,985
  • HOA Fee: $934 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: S5107031
  • Days on Market: 128 days
  • Website: https://www.raveis.com
    /prop/S5107031/820senecatrail_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 2:17:10 PM)
Listing courtesy of WEICHERT REALTORS HALLMARK PRO   Phone: 407-891-1220

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

820 Seneca TRAIL, Saint Cloud, FL, 34772

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $165 $165 $165
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,289 $2,260 $2,901
Total Monthly Payment $2,529 $2,500 $3,141

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.