FULLY AVAILABLE AS OF 11/4/24 - DEAL FELL THROUGH! Welcome to 2414 Settlers Ridge, a stunning smart home in New Windsor, NY! The attractive exterior boasts a paver walkway, extended patio, and a parking pad perfect for a small RV or boat. The meticulously landscaped yard features a rain-censored sprinkler system and outdoor electrical outlets, ensuring convenience and beauty. Enter inside to discover a blend of luxury and modern technology. The entire first floor is adorned with ceramic wood-look tile and elegant crown molding. The updated gourmet kitchen, equipped with Thermador appliances and granite countertops, is a chef's dream. Cozy up in the living room by the wood-burning fireplace with a granite surround or enjoy the warmth of the pellet stove. The main bathroom offers a spa-like retreat with a Jacuzzi bath and a TV for ultimate relaxation. Outdoor living is enhanced with an in-ground heated saltwater pool, operated via a smart app, and a comfortable sitting area perfect for entertaining. The home is equipped with a standby Generac generator, whole-home surge protection, and a Nema Tesla outlet. Security is paramount with an outdoor and interior garage camera system. Experience seamless living with smart home features controlling the garage doors, HVAC, pool, cameras, laundry, internet, and even a touch faucet. Located in a friendly neighborhood with easy access to local amenities, this home truly offers the best of both luxury and convenience. Don't miss the opportunity to make 2414 Settlers Ridge your dream home! Additional Information: Amenities: Stall Shower, ParkingFeatures: 2 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,093 | $1,093 | $1,093 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,983 | $3,929 | $4,986 |
Total Monthly Payment | $5,168 | $5,114 | $6,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.