The Best of Both Worlds is found in this Gracious 3-4 Bedrm Sided Colonial w/Farmer's Front Porch w/2-3 Car Detached Garage nestled on a picturesque 0. 86 Acres in the heart of Southwick! Recent Updates APO: NEW Roof/Updated Wiring & Circuit Breakers/Updated Boiler & Hot Water Tank! A rich blend of the past & present you'll find an inviting large Foyer flows into a comfortable Liv Rm w/Brick Fplc w/Pellet Stove flows into a charming Din Rm w/gleaming wood flrs leads into an expansive kitchen w/plenty of cabinets & center island. A relaxing 3 Season Porch w/Cathedral Ceiling views the private backyd is surrounded by nature is complete w/a coy pond. A classic styled 1/2 bath is so handy! 2nd Flr has 3 Generous BedRms includes 2 BedRms w/large Cedar Closets along w/a renovated Full Bath w/Tiled Shower & Flr. A Real Bonus is the finished 3rd flr Attic w/2 Add'l BdRms w/wood flrs & roomy closets. The detached 2-3 Car Garage w/Workshop & Extra Storage is a true asset! Tradition at its Finest!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Cedar Closet(s), Closet, Flooring - Hardwood, Flooring - Wood | 12.0 x 12.0 | Second |
Bedroom 3 | Ceiling Fan(s), Flooring - Hardwood, Flooring - Wood | 12.0 x 12.0 | Second |
Bedroom 4 | Closet, Flooring - Hardwood, Flooring - Wood | 13.0 x 11.0 | Third |
Dining Room | Flooring - Hardwood, Flooring - Wood, Open Floorplan, Crown Molding | 14.0 x 14.0 | First |
Kitchen | Flooring - Vinyl, Pantry, Kitchen Island | 14.0 x 11.0 | First |
Living Room | Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, Flooring - Wall to Wall Carpet, Flooring - Wood, Open Floorplan, Crown Molding | 18.0 x 12.0 | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Flooring - Wood | 18.0 x 12.0 | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,613 | $2,611 | $3,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.