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Move-In Ready Gem for 55+
Discover this fully furnished two-bedroom, two-bath home with a glassed in Florida room perfect for your winter retreat. Featuring a stunning Florida room with views of a serene backyard and a beautiful tree, this move-in-ready gem won't last long. Possible owner financing.
Highlights include:
Oversized two-car garage
Modern kitchen with stainless steel appliances and quartz countertops
Dinette off the kitchen leading to the Florida room with a separate A/C unit, ideal for additional space or a flex room
Quality furnishings—just bring your toothbrush!
The home boasts neutral colors throughout, a spacious master bedroom with a large walk-in closet, and oversized bedrooms. Enjoy the cozy front covered patio or entertain on the larger rear patio, perfect for barbecues.
Located in the vibrant Spruce Creek, an active community adjacent to The Villages, this home offers a prime location with hundreds of nearby restaurants and golf courses. Escape the snow and embrace the perfect lifestyle for the 55+ community.
Come see this home and appreciate all it has to offer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,239 | $1,239 | $1,590 |
Total Monthly Payment | $1,420 | $1,420 | $1,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.