Ahead of almost all Florida condo buildings, Park Plaza just passed the 10 year milestone inspection / Structural Integrity Reserve Study (SIRS) with an A rating! The condo reserves are very healthy and the Florida insurance costs have been factored into the 2024 HOA fees, so buy into the best-managed condo building in Florida! With 15AB, you could make your own oasis in the sky as you are on the second highest floor with incredible, unobstructed 180 degree riverfront views including views of the beautiful downtown Jacksonville skyline. This condo not only has floor-to-ceiling window views but beautiful oak floors, huge walk-in closets, two spacious primary suites, 3 full baths and the most prime garage parking space closest to the two fast, large elevators. Entertain friends in your gigantic living room or in the recently renovated community Club room overlooking the beautiful riverside pool in well-run Park Plaza. Park Plaza just passed the 10 year milestone inspection / Structural Integrity Reserve Study (SIRS) with an A rating! The condo reserves are healthy and the rising insurance costs have been factored into the current, listed HOA fees, so come buy into the best condo building in Florida! Park Plaza will be the closest waterfront condo building to the soon-to-be-built Whole Foods! Pull into your prime reserved garaged parking space in luxurious Park Plaza, take the elevator to the 15th floor to your mansion in the sky with floor-to-ceiling windows overlooking the St. John's River from nearly every room in this magnificent condo with 3200 square feet of interior square feet and nearly 800 square feet of private outdoor space. This is a once in a lifetime opportunity to buy 180 degree St. John's River views with beautiful oak floors. The condominium is 2 units that were combined to be one unit with a focus on having a lot of space for entertaining and room-size closets for admiring your clothes. You will have high floor views of the St. John's River from nearly every room including from the massive primary bathroom. Other than the priceless views where you often see dolphins frollicking, you will have 2 primary suites with a total of 3 full bathrooms. The larger primary suite has two gigantic walk-in closet dressing rooms, jacuzzi tub, shower and double vanity that overlooks the Jacksonville skyline. The second primary suite also has a walk-in closet. The living room and dining room could comfortably entertain dozens of friends. The unit also has a laundry room and a renovated kitchen featuring a paneled refrigerator, dishwasher and water filter. Many of the sliding doors boast electric hurricane shutters. The larger primary suite has shutters on every floor-to-ceiling sliding door and window so they serve as blackout shades. Park Plaza is an impeccably maintained building that is lovingly cared for by its owners and staff. As said above, the building passed its milestone inspection with flying colors and is structurally sound. Residents and workers praise the manager and porter of the building for being a delight to work with. Residents enjoy reserved parking in the garage and ample gated guest parking. This unit comes with 2 reserved parking spaces, one in a prime location that is the closest space to the elevator. There's a private-to-the-building dog park and a beautiful pool overlooking the river. There is also a recently renovated lobby. The facade was recently redone at great expense and residents regularly meet to socialize in the club room and conference room with a kitchen overlooking the pool and river. You can easily reserve this room if you'd like to host an event downstairs. Two quick elevators serve the building so you're hardly ever waiting for the elevator. Garbage chutes and recycling bins are on every floor and the building recently installed a building-wide water softener system.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $900,000 | $900,000 | $900,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $938 | $938 | $938 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,763 | $5,837 | $7,840 |
Total Monthly Payment | $6,826 | $6,900 | $8,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.