100' LAKE KERR CANAL WATERFRONT MODULAR HOME. Located on beautiful KERR KEY canal, this 2012 modular home, great condition is one canal from Lake Kerr(spring fed 2800 acres). Scenic 1+ miles in the heart of the Ocala National Forest. Bring your boat (community ramp available*). As you arrive you are greeted by large live oak tree, landscaping, 13x28' pole barn and concrete slab 24x30' with gravel drive. Home is immaculate, well maintained and great condition with 1296 living square feet(27'x48'). Includes 3 bedroom(1 room w/ no closet) and 2 bathrooms. Open floor plan with cathedral ceilings: spacious living room, dining area is just off kitchen with island sink and breakfast bar, lots of cabinets and counter top space with all appliance included. Main bedroom is nice size with carpet and private bath including double sink vanity, walk-in shower enclosure, built in cabinets and walk in closet. Bedroom 2 includes carpet and nice sized closet. Bedroom 3/office/den is nicely sized with carpet as well. Inside laundry includes washer and dryer and leads to 288 s. f. Florida room with vinyl sliding windows and mini-split unit for heat and air. Florida room overlooks canal waterfront and access to new composite deck w/ 672 s. f. with beautiful view of canal and boat house. Outside includes 10x20' boat house w/ 30' walkway and 10x12' plus 12x12' wood storage buildings. This home has it all and is ready for new owners.
Updates:
2022 - Boat House w/ Metal Roof, Seawall updated with new poles and tie backs, Pole Barn/Carport
2023 - HVAC, Refrigerator, Stove, Washer/Dryer, Composite Deck
2024 - Water Heater 40 Gallon
Great boating, fishing, hunting and hiking. Awesome lake for every kind of water sport: wakeboarding, waterskiing, canoeing, kayaking, tubing or just going for relaxing boat cruise. Close to Centennial OHV Trailhead with endless miles for every type of off-roading. Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking trails. Great fishing year round in the many lakes, rivers and forest ponds, and don't forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 40 minute drive to Ocala or 30 minutes to Palatka for all your needs.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $153 | $153 | $153 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,811 | $1,788 | $2,319 |
Total Monthly Payment | $2,039 | $2,016 | $2,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.