2772 Cactus Hill PLACE, Palm Harbor, FL, 34684 | $362,500

Cottage Ambiance Extraordinaire! Want an affordable one level home in Palm Harbor with all the updates and no flood insurance? Your search ends here! This charming home has been tastefully updated and will please the most discriminating buyers. First time home buyers, vacation home getaway, or downsizing this home is definitely a 5 star opportunity. Upon arrival take note of the two long driveways that will provide plenty of room for parking. Once inside you will love the high ceilings, open design, natural light, fabulous layout and beautiful HGTV worthy kitchen. Wood cabinetry, granite tops, stainless appliances and breakfast nook will certainly please. Kitchen updates include lighting, new backsplash and added undermount cabinet rechargeable lighting. Pendant lighting over pass through bar and added electrical switch for future garbage disposal installation. Since purchase in 2017 many of the updates are listed below and a detailed list is available. The owners added a second driveway, rebuilt dividing wall between both homes added new landscaping and proper channel drains for water run off. For outside enjoyment a cement deck was added which goes the length of the house, walking pavers too. The yard is fenced adding privacy and a gate was installed where you could store your additional treasures plus they added a shed for storage on the side of the home. Roof is 2016, water heater is 2017 and HVAC was added in 2018. Whole house surge protection was added. New flooring , baseboards, crown molding in many rooms. Secondary bedroom has two closets and a gorgeous plank ceiling. Separate dining room with new glass sliders to the outside. Primary bedroom has two closets, one is a walk in and one is a wall of closets. You might possibly add a second bathroom as the walk in closet backs to both a bathroom and laundry room. The primary bathroom was remodeled and beautifully appointed. Please note when the current sellers purchased the garage had been transformed into a 3rd bedroom with window and AC Vent therefore air-conditioned. A room off the 3rd bedroom serves as a laundry/closet. Use as a flex room/ office/ bedroom or home gym. The possibilities are endless. Washer, dryer, great room light fixture and security system (which is not wired) and TV in Primary bedroom and mount does not convey however any damage will be repaired by owner. Enjoy Lake St. George amenities for residents! Lake with boat ramp and dock, pool, park and tennis courts. There are restroom facilities at the pool. Just minutes to Dunedin Causeway and Honeymoon Island State Park! Or if you prefer John Chestnut Park on Lake Tarpon. Heated & cooled square footage comes from the public records combining the garage of 264 SF and Base of 1054 SF. Garage door remains on the front of the home.

Features

  • Amenities: Basketball Court, Park, Playground, Pool, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 54 x 110
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1983
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,318
  • Acreage: 0.14
  • Lot Size: 54 x 110
  • Est. Taxes: $4,114
  • HOA Fee: $220 Semi-Annually
  • Lot Desc: In County, Street Dead-End
  • Pet Policy: Dogs OK
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: U8246821
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/U8246821/2772cactushillplace_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2024 10:47:08 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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2772 Cactus Hill PLACE, Palm Harbor, FL, 34684

$362,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $290,000 $290,000 $290,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.282% 6.623%
Monthly Tax Payment $343 $343 $343
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,954 $1,954 $2,506
Total Monthly Payment $2,372 $2,372 $2,924

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.