318 Osprey Lakes CIRCLE, Chuluota, FL, 32766 | $899,900

Live the life you've always wanted in Osprey Lakes, which undoubtedly has to be the best kept secret in Seminole County. Experience the ultimate in lakefront living – a harmonious blend of elegance, comfort, and natural beauty. Step outside to your private oasis, where a spacious patio and sparkling pool awaits. It's the perfect spot for relaxation and alfresco dining with the backdrop of the tranquil lake and stunning sunsets creating an idyllic setting for both day and night. When you step in to the home, you are greeted with high ceilings and wood floors in the formal living and dining area, along with a bonus room/study, which is currently being used as an office.
NEXT~ The downstairs oversized owner's suite features a bay window looking out over the pool to your gorgeous lake! You'll enjoy all of the closet space provided with his and her closests, along with built in organizers for maximum efficiency. The expansive bathroom will never leave you wanting 'more space' or feeling cramped, with it's large linen closet, private water closest and 2 separate sinks.
Continue viewing the water from your eat in kitchen, family room, AND kitchen area, where you can also access the covered screen porch and pool area. Off of the large kitchen you will find the 1/2 bath/pool bath, along with under the stairs storage, access to the 2-sided staircase and the large separate laundry room.
Moving upstairs there is a wet bar area off the loft, along with an oversized bedroom that has a large walk-in closet. Bedrooms 3 & 4 are also oversized and connected by a jack-n-jill bathroom. Once you have viewed the home, don't forget to peer in the expansive side loading garage. This home really has EVERYTHING you would want for a growing or multigenerational family. Space for everyone and closets galore. Don't wait to see this home, because views like this don't come around often!

Improvements in 2023: exterior painted, patio painted and 2 new HVAC systems. Roof is 2015.

Features

  • Amenities: Fence Restrictions, Trail(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2004
  • Garage: 3-car Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,749
  • Acreage: 0.5
  • Est. Taxes: $6,053
  • HOA Fee: $94 Monthly
  • Lot Desc: Sidewalk
  • View: Water
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pool: Gunite, In Ground, Pool Sweep, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6216928
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/O6216928/318ospreylakescircle_chuluota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:32:33 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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318 Osprey Lakes CIRCLE, Chuluota, FL, 32766

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $504 $504 $504
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,669 $4,610 $6,321
Total Monthly Payment $5,265 $5,206 $6,917

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.