Don't worry about flooding in this high and dry GULF SIDE BEACH CONDO. NO INTERIOR DAMAGE OR FLOODING FROM RECENT HURRICANES! Welcome to your dream beach home in the highly sought after Indian Rocks Beach! The soft sands and peaceful waters are calling! Discover this FULLY FURNISHED charming gem of a hard to find 3-bedroom and 2-bath condo in a quaint, private 4-unit building on the west side of Gulf Blvd. Whether for an investment, full-time residence, or beach weekend getaway, this top floor, southwest corner unit is sure to be an oasis! Enjoy an exceptional coastal living experience where you are just steps away from digging your toes into the pristine sands of Florida’s award-winning Gulf Beaches or taking in the regular vibrant sunsets over the sparkling waters of the Gulf of Mexico, accessible via the public beach access point around the block. This beach haven features a range of desirable features, including a NEW roof, freshly painted exterior, bright and open floor plan with luxury vinyl plank flooring and beautiful tile in the bathrooms. OFFERED TURNKEY if desired, allowing you to move right in, or rent out from day one with tasteful furnishings, linens, beach decor, full appointed kitchen and much more. You’ll find a cozy living room- perfect for relaxation and a WEST facing balcony to unwind and breathe in the salty air while embracing the sound of the waves. Kitchen boasts stone counters, stainless appliances and plenty of wood cabinets. The primary suite features a walk-in closet and en-suite bath with a tub/shower combo. The other two spacious bedrooms share the hall bath with a dual sink and glass enclosed shower. The convenience of a full-size washer & dryer in a separate inside closet is an added bonus. This 2nd story Condo #3 includes 2 assigned, under building, parking spaces as well as a private storage closet dedicated for all your beach gear. IRB is a delightful golf cart friendly BEACH community that has something for everyone! There are multiple parks including a waterfront nature park with outdoor exercise equipment, playgrounds, pickleball/tennis/basketball/skate courts, resident use only boat ramp, resident reserved beach parking, art center and library, plus fabulous restaurants, ice cream shops, shopping and SO MUCH MORE! The HOA fee ENCOMPASSES water, sewer, trash, exterior maintenance, pest control AND property insurance! Additionally, the condo is compliant as a short-term rental (STR) and has performed extremely well as an investment for the owners on Airbnb and VRBO. INCOME PRODUCING $111K+/yr! Be sure to view the Virtual Tour Video for an immediate showing experience and call to schedule your in person visit today!
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Our Executive Mortgage Banker:
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$1,219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $975,200 | $975,200 | $975,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $773 | $773 | $773 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,244 | $6,244 | $8,562 |
Total Monthly Payment | $7,142 | $7,142 | $9,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.