600 NW Holiday DRIVE, Lake City, FL, 32055 | $199,000

Come to see your home! This charming 3-bedroom, 2-bathroom single-family home is a perfect option for your first home or an investment property. The lovely front porch welcomes you to a comfortable and spacious combination of a living room and dining room, ideal for entertaining. As you pass through the cozy living room and dining area, you'll find the charming kitchen, which is designed for practicality and fully equipped to meet all your culinary needs. The living room and main bedroom have new carpeting, giving the space a fresh feel while preserving the original stunning hardwood flooring underneath.
The house offers convenient access through a carport for covered parking and has a long driveway for extra vehicles. The exterior features charming and well-maintained paint, all windows have updated vinyl, and windows throughout not only enhance the appearance but also contribute to the low maintenance of the home. There is a large front yard and an even larger fenced backyard all situated on a spacious lot, providing ample room for outdoor activities, gardening, or simply enjoying the fresh air. Additionally, this home is located in a calm community, just a few minutes from US 90 and US 441. This property is being sold as-is, with the AC unit and roof replaced within the last 5 to 7 years.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1960
  • Heating: Central, Natural Gas, Wall Furnace
  • Cooling: Central Air
  • Approx Sq. Feet: 1,096
  • Acreage: 0.29
  • Est. Taxes: $402
  • Elem. School: Summers Elementary School-CO
  • Middle School: Lake City Middle School-CO
  • High School: Columbia High School-CO
  • Appliances: Convection Oven, Microwave, Range, Refrigerator, Washer
  • MLS#: O6216995
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6216995/600nwholidaydrive_lakecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2024 5:42:42 AM)
Listing courtesy of KAZA REAL ESTATE LLC   Phone: 407-990-0410

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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600 NW Holiday DRIVE, Lake City, FL, 32055

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $34 $34 $34
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,073 $1,058 $1,365
Total Monthly Payment $1,182 $1,167 $1,474

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.