CYPRESS SHORES - WATERFRONT HOME with a neighborhood PRIVATE BOAT RAMP on LAKE TOHO - CYPRESS SHORES Embrace waterfront living at its finest in this exquisite canal-front residence! This single-story gem boasts 2 large bedrooms, 2 bathrooms, and a screened pool with a relaxing lanai overlooking the tranquil waters. Situated on an oversized lot(0. 47 Acres) in a peaceful neighborhood without HOA restrictions, this home offers direct access to Lake Toho and the Kissimmee Chain of Lakes for endless aquatic excursions. With plentiful parking space and a 2-car garage, convenience is key. Enjoy the best of both worlds with close proximity to Kissimmee and St. Cloud, as well as easy access to the Turnpike for seamless commuting. Inside, revel in the elegance of Brazilian Cherry wood flooring, crown molding, neutral paint colors and ceiling fans in every room, enhancing the ambiance of this serene abode. Unwind in the spacious living room or family room, and savor the stunning views and sunsets from the outdoor patio. With modern amenities like an inside laundry/utility room, this home offers a perfect blend of comfort and sophistication for your waterfront oasis. Situated in an established neighborhood, this home is conveniently located close to restaurants, shopping, popular travel routes, area attractions, beaches, NEO City and the Orlando International Airport. Don’t miss the opportunity to own a piece of paradise where every detail is designed for your utmost comfort and convenience. All measurements are approximate and to be independently verified by buyer * THIS PROPERTY IS NOT ZONED SHORT TERM RENTAL. - ROOF(2014) - WATER KINETICO WATER SYSTEM - WATER HEATER(ORIGINAL) - PRIVATE ROAD - VOLUNTARY CANAL MAINTENANCE($350/YEAR) - POOL RESURFACED, RETILED & REPAINTED (2020) - MAKE SURE YOU TAKE TIME TO VIEW THE FLOOR PLANS, 3D WALK THROUGH & VIDEOS.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $394,000 | $394,000 | $394,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $120 | $120 | $120 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,621 | $2,619 | $3,323 |
Total Monthly Payment | $2,816 | $2,814 | $3,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.