Presented byTina Keppy, Realtor®, ABR®, RSPS® |
Welcome to this delightful condo featuring 3 bedrooms (one currently configured as a den/office), 2 full bathrooms, plantation shutters throughout, vaulted ceilings and private garage is nestled in a tranquil community with a financially strong Condo Association and low quarterly fees that include water, sewer, cable, internet & more. The second floor, end-unit enjoys the best water view in the area, providing shade, privacy and serene moments. With the flick of a switch, the automatic hurricane shutter drops keeping the lanai and unit protected. Highlights include: 1) Hard surface floors throughout for easy maintenance and a pet-friendly environment. 2) A hidden privacy door for guest comfort with their own en-suite. 3. ) In-unit washer and dryer. 4) Numerous upgrades in 2024, including a new roof, stove, sink, kitchen and bathroom faucets, rain shower heads and valves, low-flow/seat-level toilets, and a free-standing rack system to maximize space in master and den closets. 5) Recent improvements from 2022, including a new refrigerator, garbage disposal and enhanced insulation, keyless entry to unit and garage, and a water filtration system for the kitchen and fridge. Amenities abound with a New Waterford-only pool, as well as access to the Berkshire Lakes community pool, clubhouse, tennis/Pickleball courts, and various social activities. The den/office can easily be converted into a third bedroom, offering flexible living arrangements. New roofs in 2023 and fully-funded painting scheduled for the winter of 2024 round out this gem. Conveniently located just a short drive from Olde Naples, where you can enjoy fine dining, boutique shopping, and the stunning sugar sand beaches of the Gulf of Mexico. Only one mile from I-75, providing easy north/south access or a quick trip to Miami. This charming condo is the perfect blend of comfort, convenience, and community. Lease restrictions: New owners are not able to lease for one year from date of purchase.
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Our Executive Mortgage Banker:
Our Insurance Division:
$367,500
Sales Associate
William Raveis Real Estate
Phone: 563.343.3908
Tina.Keppy@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $294,000 | $294,000 | $294,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,956 | $1,931 | $2,479 |
Total Monthly Payment | $2,223 | $2,198 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.