1067 ESPINADO AVE, Saint Augustine, FL, 32086 | $410,000

St. Augustine is thriving and so is this property! A golden opportunity for those who want ultimate privacy while still living in one of the most sought after communities. Nearly 1/3 acre nestled on a conservation area adjoining the back yard, with the front of the house at the end of a quiet cul-de-sac. Across the street is yet another conservation area. There’s so much open space to play and dream and build, this fabulous house just waiting to become yours. A fully air conditioned 12’ x 24’ lanai that is part of the home central air system is accessed via two sliding doors, bringing natural lighting into the dining and living area, in addition to the 3 bedrooms and 2 baths, also part of the main footprint. Plus a large two car garage, with lots of shelving and cabinets. Two doors down from the breezy intercoastal, there’s plenty of room both indoors and out to spread out. With your own personalization, this can become every bit of the home you will remain in for years to come. Washer/Dryer, two refrigerators, oven, dishwasher, microwave, ceiling fixtures and fans, window hardware, electric fireplace, mirrored closets and hallway doors, a full size gazebo, arbor, and fire pit. St. Augustine Shores is a great community with miles of biking and walking trails throughout. If you have an RV/camper there is secured neighborhood parking area. The Shores features the Riverview Club where you can reserve space for your events or participate in the many scheduled classes offered onsite. The common area at the clubhouse includes a large covererd picnic overlooking the Matanzas River and a community dock, where you can go to sit in the dock house and watch the boats go by, or bring a fishing pole. The community has many play areas to include a pool, golf, golf lounge with complimentary live music several nights a week, and tennis. The Shores is convenient to shopping, schools and restaurants, and is a short 7 mile drive to Crescent Beach and 8 miles to all the attractions in historic downtown old St Augustine.

Features

  • Amenities: Clubhouse,Community Dock,Golf,Community Pool Unheated,Tennis
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: .3
  • Year Built: 1981
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,447
  • Acreage: 0.3
  • Lot Size: .3
  • Est. Taxes: $1,270
  • HOA Fee: $31
  • Lot Desc: City, Conservation Backyard,Corner
  • Boat Access: No
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 242408
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/242408/1067espinadoave_saintaugustine_fl?source=qrflyer
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Listing courtesy of eXp Realty

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NMLS Mortgage Loan Originator ID 16953

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1067 ESPINADO AVE, Saint Augustine, FL, 32086

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.282% 6.623%
Monthly Tax Payment $106 $106 $106
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,210 $2,210 $2,835
Total Monthly Payment $2,391 $2,391 $3,016

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.